The 11 books every millennial should read to get out of debt, learn how to invest, and save more money

BI Prime

reading bookreading book

The right personal finance books can help you build your financial future.

Westend61/Getty Images

This story requires our BI Prime membership. To read the full article,

simply click here to claim your deal and get access to all exclusive Business Insider PRIME content.

Forty-five books currently sit on my office desk, and they all share a key piece of advice: how to get rich.

As a writer who has been covering millennial wealth and money for nearly two years, it’s been easy to accumulate this collection of personal finance books, many of which are specifically geared toward today’s youth. And what’s not on my desk, I’ve likely come across during my reporting research.

Let’s be real: Personal finance can be a dry a topic. But a lot of the books I’ve come across happen to be real gems for millennials looking to get their finances in shape.

Whether you’re fighting to pay off student-loan debt, climb your way out of the fallout of the recession, or just don’t know what a 401k is, these books will help you kickstart your goals. Written in simple, relatable, and fun styles, they’ll help improve your financial literacy, even if you consider yourself non-financially savvy.

“The Financial Diet: A Total Beginner’s Guide to Getting Good with Money” by Chelsea Fagan

the financial diet book cover

Holt Paperbacks

Fagan, founder of the popular personal-finance blog The Financial Diet, brings her wisdom to print with a crash course on all things finance, from budgeting to managing credit. The book summary bills it as “the personal finance book for people who don’t care about personal finance.”

“Millennial Money Makeover” by Conor Richardson

Millennial Money Makeover


Richardson, a certified public accountant (CPA), will help you find your financial footing in six steps, from paying off student-loan debt to budgeting.

Geared toward 20- and 30-somethings, the book touches on millennial-specific money issues like making the most of robo-advisers, saving for your first house, and approaching a new type of retirement.

“Refinery29 Money Diaries: Everything You’ve Ever Wanted To Know About Your Finances … And Everyone Else’s” by Lindsey Stanberry

Refinery 29 Money Diaries


If anything will inspire you to track your finances, it’s this. A spin off from Refinery29’s hit series Money Diaries, this book chronicles weekly spending accounts from women across the country alongside advice on how to get rich and enjoy life.

Bonus: There are money challenges throughout the book to help you save $500.

“I Will Teach You to Be Rich” by Ramit Sethi

i will teach you to be rich

Courtesy of Amazon

Sethi’s book, which was updated in 2019, isn’t specifically geared toward millennials, but it’s one all members of the generation should read if they want to build wealth. In it, he details a six-week modern-day financial plan that will help you lay the foundation for getting rich and more. That includes paying off debt, paying for a wedding, and negotiating a raise.

Not only does he offer strategies and tips, but he backs them up with psychological insights.

“You Are a Badass at Making Money: Master the Mindset of Wealth” by Jen Sincero

You Are a Badass at Making Money


Sincero’s book is more of a financial confidence-booster than a step-by-step guide to building wealth. Her personal essays are meant to shift your mindset around money by helping you figure out how you want to maximize your income and by taking a look at the attitudes of successful people.

“The Millennial Money Fix: What You Need to Know About Budgeting, Debt, and Finding Financial Freedom” by Douglas and Heather Boneparth

The Millennial Money Fix


The Boneparths blend history, personal experience, and pop culture references to lay a financial groundwork for younger generations. While they offer advice for a variety of money situations, they provide solutions for two concerns specifically facing millennials: the evolving job market and the higher education bubble.

The best part is that the book reads conversationally, which makes tackling personal finance seem less daunting.

“You’re So Money: Live Rich, Even When You’re Not” by Farnoosh Torabi

Youre So Money


This book is all about living your best life — within your means. In it, Torabi shows you when it’s worth splurging on something, the best ways to grow your money, and how to have it all. It’s a realistic look at how to prioritize expenses based on what you want the most.

“Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together” by Rachel Richards

Money Honey


Richards, a former financial advisor, retired at age 27 and now makes $10,000 per month in passive income — so it’s safe to say she knows her stuff. Look no further than her book if you want to clean up your financial act. From consolidating student loans to cutting your expenses in half, she helps you manage your money in a simple, fun way. 

“Get a Financial Life: Personal Finance in Your Twenties and Thirties” by Beth Kobliner

Get a Financial Life


This New York Times bestseller has been around for 20 years, but it consistently undergoes revisions to cater to the latest cohort of young Americans. In the most recent version, Kobliner teaches millennials how make the most of the murky financial waters the economy put them in, from handling taxes to navigating apartment rentals.

Generation Z from Business Insider Intelligence


BI Prime
Millennial Wealth

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Read More

(Visited 1 times, 1 visits today)
Join Our Newsletter.
We'll send you the best news and informed analysis on what matters the most to you.

Leave a Reply

Your email address will not be published. Required fields are marked *

Scroll Up Scroll Up